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The Loyalty Journal

Expert thinking on Card-Linked Offers, Open Banking, and the future of frictionless customer rewards.

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RetailersCard-Linked Offers

The Future of Frictionless Rewards for UK Retailers: CLO & Open Banking

Harnessing Card-Linked Offers and Open Banking, UK retailers can deliver seamless, personalised loyalty experiences. Discover how to eliminate friction and boost customer engagement.

4 June 2026Read
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Card-Linked OffersOpen Banking

From Cashback to Experiences: The Evolution of Loyalty Programmes

Loyalty programmes are evolving beyond simple cashback. Discover how brands are using card-linked offers and Open Banking to deliver rich, personalised, and experiential rewards that truly engage customers.

4 June 2026Read
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Card-Linked OffersLoyalty

Card-Linked Offers Explained: The Future of Frictionless Loyalty

Card-Linked Offers (CLO) are reshaping how retailers reward customers — no codes, no apps, no friction. Here is how the model works and why it wins.

3 June 2026Read
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Open BankingLoyalty

Open Banking Rewards: Turning Transaction Data Into Loyalty

Open Banking gives retailers an unprecedented view of real customer spending. Here is how leading brands turn that data into loyalty programmes that actually work.

3 June 2026Read
The Reward Collection

Connecting retailers, banks, fintechs and loyalty programmes through a single platform for Card-Linked Offers and Open Banking rewards.

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